Bank Auction Property in Ludhiana & Punjab
Houses, plots, shops and industrial property sold by banks through e-auction – often below market price. Tell us what you need and we'll help you find and verify the right one.
Upcoming Auction Properties in Ludhiana
Land
Village Bardhal, Tehsil Samrala, Ludhiana
Area: 605 sq yd (1 Kanal)
Reserve Price: On request
Possession: Symbolic
Ref: BA-0004
House
Abadi Durgapuri, Haibowal Kalan, Ludhiana
Area: 141 sq yd
Reserve Price: ₹86 Lac
Possession: Physical
Ref: BA-W1075
Commercial Property
Near King Palace, Sunder Nagar, Ludhiana
Area: 400 sq yd
Reserve Price: ₹2.44 Cr
Possession: Symbolic
Ref: BA-0003
Factory Land & Building
Village Pawa, GT Road, Sahnewal, Ludhiana
Area: 4,296 sq yd (7K-2M)
Reserve Price: ₹5.64 Cr
Possession: Symbolic
Ref: BA-0005
Residential Plot
Abadi Tera Nagar, Dhandari, Ludhiana
Area: 1,000 sq yd
Reserve Price: ₹1.61 Cr
Possession: Symbolic
Ref: BA-W1073
Land / Property
Baranhara, Ludhiana
Area: 4,000 sq yd
Reserve Price: ₹2.30 Cr
Ref: BA-W1093
Ground Floor Property
Pakhar Colony, Giaspura, Ludhiana
Reserve Price: ₹12.50 Lac
Possession: Physical
Ref: BA-W1115
Land / Property
Guru Bag Colony, Mundian Kalan, Ludhiana
Area: 1,912 sq yd
Reserve Price: ₹8.94 Cr
Possession: Physical
Ref: BA-W1090
Industrial Building
Preet Vihar, Ludhiana West, Ludhiana
Area: 16,200 sq ft
Reserve Price: ₹1.08 Cr
Ref: BA-0007
Industrial Land & Building
Village Nurpur Bet, Ludhiana
Area: 7,318 sq yd
Reserve Price: ₹10.65 Cr
Ref: BA-0006
House
Haibowal Kalan, Ludhiana
Area: 373 sq yd
Reserve Price: ₹1.43 Cr
Ref: BA-0016
House
Guru Gobind Singh Nagar, New Shimlapuri, Ludhiana
Area: 168.5 sq yd
Reserve Price: ₹56.50 Lac
Possession: Physical
Ref: BA-0001
House
Iqbal Nagar, Jamalpur Awana, Tibba Road, Ludhiana
Area: 86 sq yd
Reserve Price: ₹28.20 Lac
Possession: Physical
Ref: BA-0002
What is a bank auction property?
Banks sell mortgaged properties under the SARFAESI Act through public e-auctions to recover unpaid loans. The official auction notice sets the reserve price, the Earnest Money Deposit (EMD, usually 10% of the reserve price) and the auction date.
Check whether the bank has physical or symbolic possession. Physical possession means the bank holds the keys; symbolic possession means it has legal rights but not the physical keys yet. Verify the possession status and official terms before bidding.
How we help
Find matching auction properties
Check documents, dues & possession status
Arrange site visit with the bank's authorised officer
Help with EMD, bid form and home loan
Buying process
- 1Choose property
- 2Inspect & verify
- 3Pay EMD
- 4Bid online on auction date
- 5If you win pay balance as per bank schedule
- 6Sale certificate & registration
Things to check before bidding
- Title & encumbrance
- Physical vs symbolic possession
- Pending dues (property tax, electricity, society)
- Any litigation
- Exact auction terms in the official notice
Tell us what you need
Enquiry for: Bank auction property in Ludhiana & Punjab